2026-10-13

The answers first
Many baccarat sites take deposits only in crypto. Unlike a bank transfer, a fee comes off on the sending side first, and the wait before the balance shows up differs from chain to chain.
This post does not pick or recommend any site. Using figures that chains and an exchange have published, we worked out what one deposit costs and how long it takes.
Sending from a personal wallet costs a blockchain network fee. Sending straight from an exchange costs the withdrawal fee that exchange sets.
Some sites charge their own deposit fee and some do not. That is for the deposit screen and the terms to say, so the sums below set it to zero.
Bitcoin's official FAQ says fees depend on the size of the transaction in bytes, not on the amount sent. Fee levels rise when the network is busy, and a low fee can make the first confirmation take considerably longer (Bitcoin FAQ).
Fixed fee: a fee that stays the same each time you send, whatever the amount.
Assume each transfer costs 3,000 won and split that across deposit sizes.
Same 3,000 won, a 30-fold gap in the rate.

Set next to betting numbers, the size becomes clear. A 10,000 won Banker bet has an expected loss of 106 won, the 1.06% house share (house edge 1.06%).
On a 100,000 won deposit, 3,000 won equals the expected loss of 28 Banker bets of 10,000 won. The same 3,000 won on a 1,000,000 won deposit is 0.3%, a tenth of the rate.
Splitting a deposit flips this.
Ten transfers of 100,000 won cost 30,000 won in fees, while one transfer of 1,000,000 won costs 3,000 won. The same money goes in, the fee grows tenfold, and taking withdrawals in pieces adds the gap again.

Taking withdrawals in crypto adds the same sum once more. The site's withdrawal fee is on that site's fee table. A sum that assumes a round-trip rate is in how to choose a baccarat site.
With a coin whose price moves, the amount changes while you wait. Between sending Bitcoin and seeing it credited, the balance in won can shift. Stablecoins, pegged to the dollar, move much less.
When setting a deposit amount, look first at the fixed fee divided by the amount. If that share is above 1%, the deposit costs more up front than the house share on a single bet.
Sites credit the balance after a number of blockchain confirmations. That number differs by site, so we count with chain documentation and one exchange's published figures.

The Ethereum figures are in the Ethereum proof-of-stake docs, and Kraken's in its deposit processing times.
For the same amount, the wait ranges from 1 minute to nearly an hour depending on the chain. A Speed table runs about 126 hands an hour, so 45 minutes is a little over 94 hands.
Coins such as USDT exist separately on several chains. If the deposit address is for Tron and the coins go out on another chain, they will not reach the balance unless the receiver supports that chain.
Binance.US support says deposits on an unsupported network stay on the blockchain and cannot be accessed. Deposits sent without a memo are returned minus a 5% processing fee, and processing typically takes a few business days (Binance.US deposit recovery guide).
This is one exchange's policy. Ask the site's support first whether it recovers deposits and how much it keeps.
Recovering 1,000,000 won sent without a memo on the same terms would cost 50,000 won.
That is more than 16 times the assumed 3,000 won fixed fee.
With a new address, send a small amount first, check it reaches the balance, then send the rest. It costs one more fee, which is less than one mistake.
In Korea, Criminal Act article 246 makes gambling punishable (Korean Criminal Act). The sums here assume the law where you live allows it.
Before sending
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