2026-11-12

Open some live baccarat tables and a trophy icon with a leaderboard sits in a corner of the screen. Tap it and there are nicknames with scores next to them, and a large prize written beside the top spot.
What builds that score is hard to see from the leaderboard itself. So we opened the terms of the weekly baccarat tournament that the game provider Pragmatic Play ran across many sites and copied out what they say.
The terms used here are the version that ran from February 9, 2022 to February 8, 2023 (terms PDF). Amounts and the points table change by site and period, so before joining, the current rules in that table's prizes tab are what count.
Tournament: a promotion where players build points over a set period and prizes are split by leaderboard position.
Prize drop: a promotion where each qualifying bet can win a prize at random. There is no ranking.
Both sit in the same set of terms. Each week there are three weekly tournaments (roulette, blackjack and baccarat) and seven daily prize drops, and players opt in to each one separately.

The terms count a round as a win only when the amount paid back (win plus stake) is more than 1 times the bet. A Banker win pays back 1.95 times including the stake, so it counts. A tie that only returns the stake is exactly 1 times and does not.
If a Player or Banker bet meets a tie, the streak is not broken and simply pauses at its number. Side bets such as pairs and bonus bets add no points, and a round with side bets only also just pauses the streak.
Points start only after two wins in a row. One loss, or a return of 1 times or less, sets the streak back to zero.
The terms' table gives 1 point for 2 wins in a row, 2 for 3, 5 for 4, 15 for 5, 750 for 8 and 8,000 for 10, and 500,000 from 15 onward. As a streak continues, each step's points keep adding up.
So one 10-win streak is 1+2+5+15+50+200+750+2,500+8,000, or 11,523 points (our calculation from the table). It would take more than ten thousand 1-point streaks of two to match it.

With a Banker hit rate of 50.68% without ties (8-deck theory), the chance that a run starting on any given round reaches 10 wins is 0.11%.
For 8 wins it is 0.44%.
Under this points table, the top of the leaderboard is decided by the single longest streak more than by how many bets were placed.
When players finish on the same position, the one who reached that score first gets the higher prize.
The leaderboard updates within a minute of the last streak win.
The terms also say that if the provider decides a round's result was recorded wrongly, the streak and leaderboard points are not adjusted.
The minimum bet is 20 ZAR (South African rand), and if that chip is not available at the table, the next higher amount counts. The same provider's daily prize drop in bwin's 2023~2024 terms had a minimum of 2 euros (bwin terms).
Only the first 1,200 bets a day per game type count toward the score. When betting on several tables at once, streaks are counted per table.
Filling those 1,200 bets at the minimum means wagering 24,000 ZAR a day. At the Banker house edge of 1.06%, the expected loss is about 254 ZAR (our calculation). Over a week the cap is 8,400 bets, and the same calculation gives about 1,781 ZAR.
The weekly baccarat tournament prize table runs to 400th place. First gets R100,000, second R20,000, third to fifth R10,000, sixth to twentieth R4,000, and 151st to 400th R200.
The total is R400,000, and first place alone takes 25% (our calculation from the table). Any undistributed prize money carries over to the next tournament, and amounts are shown in the currency of the player's location.

The provider states that it can change the rules without notice or suspend a tournament. Whether local law allows play is worth checking first, and help lines exist for anyone having trouble with gambling.
What to check in tournament terms
Hiddenpick is a Windows program that keeps on its server the betting rules that pick owners do not make public, and runs them as they are on the PC of the person who received them through a referral code. It currently runs on Evolution live baccarat and blackjack (21) at Stake (stake.com). How the house edge builds up round by round is in the how to win at baccarat guide.
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