Stake KYC documents: how recent do the ID and proof of address have to be?

2026-10-10

Open the proof of identity page in Stake's help center on October 8, 2026, and one sentence comes before the list of documents. It says Stake's compliance team reserves the right to request any documentation at any given time.

The proof of address and source of income pages open with the same sentence. This post counts the document types and limits on those three pages, then turns the limits into calendar dates.

1.How many kinds of documents do the official pages list?

The account verification section of the help center has three groups of pages: proof of identity, proof of address and proof of source of income. A guide on taking a selfie with an ID sits in the same section.

KYC: Know Your Customer. Checking with documents that a user is who they say they are, and where their money comes from.

For identity, three documents are accepted: an international passport, a national ID card (both sides) and a driving licence (both sides). The page says other types will not be accepted (proof of identity).

For address, six are accepted: a utility bill, a bank or credit card statement, a council tax or government tax letter, a stamped and signed letter from an employer or school, a tenancy agreement letter, and a bank reference letter in English.

Three are named as unacceptable: mobile phone bills, purchase receipts and medical bills (proof of address).

Source of income has the longest list, with thirteen types. It runs from bank statements, paychecks, tax returns and investment statements to inheritance, divorce settlements, loans and crypto mining records (source of income).

Only three documents count as ID, so any other certificate is off the list from the start.

2.What do 3 months and 6 months mean as dates?

The pages give two limits. An ID must be valid for at least 3 more months, and address and income documents must have been issued within the last six months.

Assume a submission day of October 10, 2026, and turn the limits into dates.

• Address documents: issued on or after April 10, 2026
• ID: expiring later than January 10, 2027
• Income documents: issued on or after April 10, 2026

A passport with two months left is a month short of the 3 month rule. A utility bill issued in March is also past six months by October 10.

Bank statements used for source of income carry one more time condition. They must show regular deposits and withdrawals over a period, usually 3 to 6 months, with regular incoming payments such as salary.

A paycheck must cover the same period as the money deposited, and it must show the employee's name, the employer's name and address, and gross pay. The page's example is a bank statement showing $1,000 on March 15, which needs a March pay stub for $1,000.

!Address and income papers: original photo or PDF, no screenshots. ID: photographed only, no digital files.

All three pages ask for documents in Latin international format. Check that line before sending anything printed only in another script.

Full name and address, the issuer and the date of issue must all be visible, and the whole document must fit in the image.

The ID page adds its own photo rules. Images must be high resolution and in colour, readable without flash or blur, and the document must lie flat and must not be physically damaged.

Count the limits again from the day you actually submit. A bill photographed months earlier can fall outside the six months by the time it is sent.

3.What does the selfie guide ask for?

The guide to taking a selfie with an ID has two preparation steps and seven tips (selfie guide).

No flash, the ID held beside the face without covering it, eyes on the camera, and no accessories such as hats or glasses. Flipped or mirrored photos are not accepted.

Files must be images such as JPG or PNG. Compressed zip files are not accepted.

4.When verification comes up, and the numbers the official pages leave out

A few help center pages tie something to verification. The crypto withdrawal guide says to check email verification first (crypto withdrawals).

The Canadian dollar bank transfer guide says identity verification must be complete before the first withdrawal, and the birthday bonus requires identity verification before the birthday.

We could not find level numbers or processing times in the help center on October 8. Review sites quote level counts and waiting times, but without an official page behind them we left them out.

Signing up and the email check are covered in getting started on Stake.

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